Bar Business Loans in Collierville, TN: Draft Towers, Back-Bar Coolers and Weekend Staffing

All dollar figures below come from invented cases.

Bar equipment financing in Collierville, TN for a glycol power pack and new draft towers, line work excluded

A draft system has two parts. The glycol power pack chills the coolant that keeps beer cold on its way to the taps, and the draft towers and faucets sit on the bar. Both are equipment a dealer sells and can remove again. The trunk line that carries beer and coolant from the cooler to the bar runs through walls or ceilings, and running or replacing it is property work that this site does not arrange.

Invented example: a power pack at $4,950 and three draft towers at $1,265 each ($3,795) come to an invented $8,745. Thirty invented monthly payments of $343.62 at a 13.15% annual rate pay off the hardware; together they come to $10,308.60, and the $1,563.60 above the price is interest.

In this invented case the bar keeps its existing trunk line and pays the installer’s labor to connect the new towers from its own cash. Equipment financing carries the hardware, and a quote that lists the power pack, towers and labor on separate lines shows that split before the request goes out.

Replacing back-bar bottle coolers at a Shelby County, TN tavern

Back-bar bottle coolers hold packaged beer, mixers and garnishes within reach of the bartender. They are plug-in units with glass doors, so replacing one needs no plumbing or electrical job: the old cooler rolls out and the new one plugs in.

Illustration with invented figures: a Shelby County, TN tavern replaces three back-bar coolers at $2,140 each, an invented $6,420, over 24 months at a 12.7% annual rate. That makes an invented payment of $304.31 a month; the 24 invented payments total $7,303.44, including $883.44 of interest.

A partner may ask for the dealer quote, recent bank statements and how long the bar has operated. Energy use and warranty length differ between models, and both are worth reading on the quote before choosing one.

Weekend staffing for a Collierville, TN bar: a barback and a door host on a short credit-line draw

A bar that starts a new Friday and Saturday event schedule may add a barback and a door host before the extra nights bring in steady sales. The wages come due every week from the first weekend; the added sales build over the following weeks.

Invented figures: a barback working 16 hours a weekend at $14 an hour costs $224 a week, and a door host working 12 hours at $15 costs $180, an invented $404 a week together. Six weeks of those invented wages come to $2,424.

If the bar draws the full invented $2,424 on a credit line at a 14.35% annual rate and repays it after 42 days, the interest comes to about $40.03 in this invented case, worked as simple interest on a 365-day year. Drawing week by week instead of all at once would cost less, since interest runs only on what is out.

A sound system for live music nights at a Collierville, TN pub

A pub that books live music needs speakers, subwoofers, a mixer and microphones. Speakers on stands and a mixer on a cart stay movable, which keeps the order inside equipment financing; speakers bolted into the ceiling with new wiring would turn part of the job into property work.

Invented example: two speakers at $1,850 each ($3,700), two subwoofers at $1,140 each ($2,280), a $1,290 mixer and $460 of microphones total an invented $7,730. The invented sound system costs the pub $257.67 a month for three years at a 12.25% annual rate; by the last of those 36 payments it has paid $9,276.12, which means $1,546.12 of invented interest.

Beer, spirits and mixers for event nights are stock rather than equipment; inventory financing or a line can carry a large order of them, apart from the sound system.

Drinking places in Shelby County, TN: establishments, staff size and payroll from 2023 Census files

County Business Patterns lists 47 drinking places (alcoholic beverages, NAICS 7224) with paid staff in Shelby County, TN for 2023. Together they reported 709 paid employees in the March pay period and $17.6 million of annual payroll; 13 of the 47, or 27.7%, had fewer than five employees, which by our arithmetic leaves 34 with five or more.

The 184 drinking places without paid employees come from Nonemployer Statistics, a separate Census program, so the two counts are not added. A sector-by-sector list for ZIP 38017 sits on the Collierville, TN page, and the industries page groups bars with restaurants and hotels.

By Baydale Funding Group · Updated November 8, 2026