The figures in each case are invented; the counts are Census Bureau data.
A mold repair, a coordinate measuring machine, a packaging machine with a label printer and a press brake, each worked as an invented example. Rigging, electrical feeds and room work are kept outside the financed amounts. Shelby County, TN and ZIP 38017 counts close the page.
At a glance
- Manufacturing, Shelby County, TN
522 employer establishments (CBP 2023)
- Manufacturing paid employees, Shelby County, TN
27,172 (CBP 2023)
- Manufacturing with a ZIP 38017 address
38 (ZBP 2023)
- Example terms on this page
6 to 72 months, all invented
Paying a tooling repair invoice at a Collierville, TN manufacturer with a short working capital loan
An injection mold or a stamping die that cracks or wears out of tolerance stops the parts it makes until a tool shop repairs it. The repair invoice is an operating cost, not a new machine, and it can come due before the parts from the repaired tool are shipped and paid for. A short working capital loan can carry that invoice.
In this invented case, a Collierville, TN plastics manufacturer pays a $17,350 mold repair with a 6-month loan at a 13.6% annual rate. The invented payment is $3,007.45; the six invented payments total $18,044.70, which includes $694.70 of interest.
A credit line is the other route when the plant expects to repay within weeks rather than months. The choice turns on how soon the shipped parts are paid for, and the owner can work that out from the customer’s payment terms before calling.
Replacing inspection equipment at a Shelby County, TN manufacturer: a coordinate measuring machine
A coordinate measuring machine checks finished parts against their drawings with a probe that touches points on the part and compares them with the design. When the old machine can no longer hold calibration, the plant may either send parts out for inspection or replace the machine.
Invented example: a replacement measuring machine with probe and software priced at $68,400, financed over 60 months at a 10.4% annual rate, carries an invented payment of $1,466.80. Across the 60 invented payments the plant pays $88,008.00, of which $19,608.00 is interest.
With equipment financing, the measuring machine itself can serve as the security. A measuring machine may need a temperature-controlled room and a stable floor; any work on the room itself is property work, outside what this site arranges, so the quote should list the machine, probe, software and delivery apart from any room preparation.
A vacuum packaging machine and a label printer for a Collierville, TN food manufacturer
A food manufacturer that seals portions under vacuum and labels each pack needs both machines to run at the same pace. Buying them together keeps the line matched and lets one request cover both.
Invented figures: a vacuum packaging machine at $24,900 and a label printer at $3,180, an invented $28,080 together, financed over 48 months at an 11.7% annual rate, come to an invented $735.32 a month. Four years of invented payments bring the cost to $35,295.36, with $7,215.36 of invented interest folded in.
Both machines plug in and can be moved, so the order is equipment from end to end. Packaging film and label stock are supplies that run out, and inventory financing or a credit line can carry a large order of them apart from the machines.
A press brake for a Shelby County, TN metal fabrication shop, with rigging and wiring kept apart
A press brake bends sheet metal and plate into brackets, panels and enclosures. A larger machine needs riggers to set it in place and an electrician to bring power to it; both are separate from the machine. The electrical feed is property work outside this site, and in the invented case below the rigging is paid from the shop’s cash as well.
Illustration only, invented figures: a press brake priced at $83,500, financed over 72 months at a 9.65% annual rate, comes to an invented $1,532.21 a month. By the 72nd invented payment the shop has paid $110,319.12, of which $26,819.12 is invented interest. The shop pays the invented $3,400 rigging bill and the $5,200 electrical job, $8,600 together, from its own funds.
A business term loan is the other way to fund a large machine, and a partner may compare it with an equipment loan. A longer term lowers the monthly payment and raises the total interest; the shop can ask for two terms to compare.
Plant counts for Shelby County, TN: food, fabricated metal and printing rows, plus ZIP 38017
Shelby County, TN manufacturing employed 27,172 people in the March 2023 pay period across 522 establishments with paid staff, and annual payroll came to about $2.43 billion (County Business Patterns). Plants with fewer than five on staff made up just 27.6% of the 522.
| Census group (NAICS) | Employer establishments | Under 5 employees | Share under 5 |
|---|---|---|---|
| Food manufacturing (311) | 52 | 14 | 26.9% |
| Fabricated metal product manufacturing (332) | 85 | 16 | 18.8% |
| Printing and related support activities (323) | 81 | 31 | 38.3% |
Food, fabricated metal and printing are three groups among others inside the sector, not the whole of it. For ZIP 38017, ZIP Code Business Patterns lists 38 manufacturing establishments for 2023, with 31.6% under five employees.
The same ZIP file shows eight fabricated metal product manufacturing establishments and five printing and related support establishments at ZIP 38017 addresses.
Nonemployer Statistics for 2024, a separate program, counted 1,205 manufacturing businesses in Shelby County, TN with no paid employees. The Collierville, TN page lists every ZIP 38017 sector, and the industries page groups manufacturers with landscapers and contractors.
By Baydale Funding Group · Updated